RESOURCES – Getting Pre-qualified

Ready to get Pre-Qualified? Home Loan Pre-Qualification is the first step in the home buying process. Pre-Qualification is quick, painless and does not cost you anything.


Why Should You Get Home Loan Pre-Qualified?

Pre-Qualification is when your mortgage lender determines what home loan type(s) and loan amount you are pre-qualified for. Completing Pre-qualification allows you to shop confidently for a home knowing what your mortgage options are ahead of time. It also allows you to obtain a Pre-Qualification letter.


• Needs Analysis

During this step, I’ll learn more about you. I’ll discover what your home buying goals are.


• Complete a Home Loan Application

You complete a simple home loan application – Online or in person.
You’ll be asked several questions on the loan application:
a. Identification Information
b. Credit History
c. Employment History
d. Income
e. Assets
f. Residential History


• I request supporting documentation
I’ll request documentation to support and verify the information on your home loan application (see documents required section).


Your Mortgage Pre-Qualification is valid for 90 days. However, you will need to provide up to date supporting documents if you buy a home within the 90 day time-frame.


We can be complete this process within 24 hours, 7 days a week. Now you can start your home search with confidence. Call today – 859-433-4558 – to get your Mortgage Pre–Qualification started.


• Phone: 859-433-4558